Do designers deserve down-payments?

Every once and a while I like to have a good long conversation with a few loyal readers of GDB to see what makes them tick, what problems they face, and how GDB can better serve them. Recently, in a discussion with a friend of mine, the topic came up of whether or not to charge design clients a down-payment prior to completing their design project. I thought it would be interesting to share with you a few of the

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