Understanding freelancing insurance + do you need it?

freelancing insurance graphic design blender

The Freelancer’s Union recently announced the ability for members to purchase liability insurance. But as freelance designers, do we really need it? Truthfully, when I read the “hey, we’re now offering liability insurance” email, I wondered what, exactly, that entails. According to their website, there are three main types NOTE: I am not a lawyer, nor am I offering professional or legal advice. The following are just my observations and conclusions as a fellow freelance designer. Please seek legal advice